SME Finance

Business Finance That Understands Your Needs and Supports Your Growth

One in four SMEs have struggled to secure funding in the past year - and 43% say their need for finance has grown in just the last six months.

SMEs are turning to alternative finance to fund their ambitions and stay growth-focused.

 

Forward-Focused SME Finance

With nearly 20 years of experience in Ireland, Bibby Financial Services understands the real challenges SMEs face - from tight cash flow to growth in a high cost environment. That’s why we focus on your future potential, not just your past performance.

We offer flexible funding solutions for:

Business growth & expansion

Day-to-day cash flow

Complex needs like M&A and MBO

Our dynamic financial ecosystem - strengthened by strategic partnerships like SBCI and PTSB - enables us to deliver flexible funding solutions tailored to your business needs.

Our clients rely on our experience and insight, and they know exactly who to call - real people who are invested in their success.

How to get in touch with us…

Mobile phone

Call us today

Computer icon

Make an enquiry

Hear what our clients had to say about us

Here’s what our clients have to say…

Promac

Sector: Mechanical Solutions Location: Munster

Read more

Weatherglaze Windows

Sector: Windows Manufacturing Location: Leinster

Read more

Allpro Security Services

Sector: Facilities management Location: Ulster

Read more

How can Invoice Finance help your business?

Stopwatch

Fast

You can have protection within 24 hours

Secure

Secure

We can protect up to 90% of your bad debts

Scalable

Flexible

You decide which customers need to be covered

Advanced

Advanced

Monitor customers and act before they become a bad debt

Flexible

Personal

We get to know our clients who value our relationship-based approach

Complete

Complete

We can back date protection on all debts by 60 days

How can Invoice Finance help your business?

Submit

Access fast, flexible funding when traditional funding options fall short

.

 
Access

Improve cash flow without taking on fixed term-debt

.

 
Collect

Support growth, expansion, and day-to-day operations with scalable finance

.

 
Pay

Strengthen supplier relationships by paying early and securing better contract terms

.

Is Invoice Finance right for you?

An Invoice Finance facility helps you unlock cash tied up in your sales ledger, giving you faster access to working capital. It’s a flexible funding solution that grows with your business — as your sales grow, your funding can too.

It is perfect for you if:


tick Your business is registered in Ireland

tick Your business an annual turnover of 750K or more

tick You provide goods and/or services to other businesses on credit terms of 30 to 90 days

tick You have strong credit management and control reporting tools 


Choosing Bibby Financial Services as your Finance Partner

  • We fund your future, not just your financials
  • €70 million delivered through SBCI, backing 300+ Irish SMEs
  • Strategic partnership with PTSB, Ireland’s leading business banking partner
  • 8,500+ businesses across 300 sectors have chosen us
  • 89% of clients rate us highly for service and support
  • Nearly 20 years helping Irish SMEs grow with confidence
  • Deep industry insight to guide your next move
  • We build real partnerships, not just finance solutions