Lower Cost SME Finance

SMEs can access Low Cost, Flexible Finance with Tailored Invoice Finance Solutions enabled by our partnership with SBCI

Bibby Financial Services is dedicated to powering the growing business ambitions of SMEs. Through our exclusive partnership with the Strategic Banking Corporation of Ireland (SBCI), we deliver tailored, flexible, cost-effective funding solutions that help businesses across all sectors thrive.

As the SBCI’s exclusive invoice finance liquidity partner, we’re proud to offer access to discounted Invoice Finance products, designed to unlock working capital, improve cash flow, and support sustainable growth.

Since 2016, our partnership with SBCI has empowered over 300 Irish businesses with more than €70 million in funding, fueling growth, resilience, and long-term success.

There’s never been a better time to explore how our SBCI-backed Invoice Finance solutions can help power your business forward.

What is Invoice Finance?

Invoice finance benefits

Features

tick Immediate Cash Injection - Get up to 90% of the outstanding value of your invoices within 24 hours of raising an invoice

tick Discounted Rates - Enjoy competitive pricing with up to 1.3% off our standard facility rates

tick Generous Funding Limits - Secure up to €5 million in funding with a minimum facility term of 24 months to qualify for SBCI’s lower rates

tickEligibility - Finance both domestic and export sales under the scheme

Benefits

tick Debtor Funding - Use cash tied up in trade debtors instead of taking on term debt

tickNo long-term debt - Avoid fixed repayments or long-term obligations and keep your balance sheet flexibility

tick Day to day cashflow - Quick access to working capital for everyday needs and new market opportunities

tick Scalable Funding - Flexible finance that adapts as your business grows

Here's what our clients have to say...


Promec

Sector: Mechanical Solutions
Location: Munster

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Weatherglaze Windows

Sector: Windows Manufacturing
Location: Leinster

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Allpro Security Services

Sector: Facilities management
Location: Connaught

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How to get in touch with us…

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How can we help you?

In order to be eligible for SME finance through SBCI, you need to meet the following criteria:


  • Less than 250 employees
  • Annual turnover of less than €50m and/or a balance sheet total less than €43m
  • The enterprise is an independent, autonomous entity (or, if part of a wider group of enterprises, the entire group must qualify as an SME)
  • Less than 25% of capital voting rights held by public bodies
  • The company has a significant presence in Ireland

FAQs