Invoice Factoring

Convert outstanding invoices into immediate cash flow, access working capital when you need it, while we manage your customer payments and collections.
Man speaking on phone in office

The time you spend chasing payments, could be better spent on your business itself.

Whatever your unique situation, however big or small your business, Invoice Factoring can bridge the gap between raising an invoice and getting paid. And as one of Ireland's leading Invoice Finance companies, we’re here to help. 

We understand that for many businesses, the cash you have tied up in invoices can be the key to surviving or thriving. You might find yourself facing cash flow challenges or you may need a cash injection in order to grow your business.

What is Invoice Factoring?

How does factoring work?

Step 1
Invoice your customers
Upload your customer invoices quickly and securely through our online portal.
Step 2
Accessing your funds
Receive up to 90% of the invoice value within 24 hours, giving you fast access to working capital.
Step 3
Collecting payment
We collect the outstanding payment from your customers discreetly on your behalf.
Step 4
Remainder payment
Once your customer settles the invoice, you receive the remaining balance, minus our pre-agreed fees.

Key Benefits

Fast

Cash within 24 hours

Controlled

Credit control and sales ledger taken care of

Personal

Relationship-based approach

Convenient

24/7 client online service

Secure

The option of Bad Debt Protection

Confidential

The option of a confidential service

Here’s what our clients have to say…

Paul Mulligan, founder of Chef in a Box

Chef In A Box

For Paul Mulligan, founder of Chef in a Box, a maker of premium handmade meals in Drumshanbo, Co Leitrim, invoice finance provided a recipe for success. He set up the business in 2009 but, since working with Bibby from 2013, he has increased the number of supermarkets he supplies from 60 to 159, pushing turnover from €1m to €2.5m. Chains he supplies include SuperValu, Centra, Spar and Londis.

Read more
Long-haul lorry

Doran Direct

Transport and haulage provider in the driving seat with flexible funding and dedicated service

Read more
Keith Herbert, Director at Total Pipeline

Total Pipeline Specialists

“Lifeblood” cashflow helps Irish SME through change

Read more

Is Invoice Factoring right for you?

Unlike a traditional bank, we are more flexible and can provide an alternative to loans, overdrafts and credit cards if you:

  • Provide goods and/or services to any other business
  • Give your customers credit terms of between 30 and 90 days
  • Want to concentrate on your business and let us manage your credit control

Why choose us as your invoice finance partner?

Experienced

With over 40 years’ experience, you can be confident your business is with one of the leading providers of Invoice Finance in Ireland, including partnerships with SBCI and PTSB supporting their business customers.

Trusted

We understand that every business is unique. You’ll be supported by our local dedicated teams who can tailor funding solutions to match your business goals.

Customer Focused

We believe business is personal. We pride ourselves on building relationships with every business we work with and understanding our clients needs.

A guide to Invoice Factoring

Download our guide for learn more about our Invoice Factoring solutions

 

Download our guide

FAQ

To find out how we can help simply fill in your details and we will be in touch to discuss your specific business needs.

Get in touch

(01) 506 0194