LOWER COST SME FINANCE

Our partnership with the Strategic Banking Corporation of Ireland explained

SMEs can access Low Cost, Flexible Finance with Tailored Invoice Finance Solutions enabled by our partnership with SBCI

Bibby Financial Services is dedicated to powering the growing business ambitions of SMEs. Through our exclusive partnership with the Strategic Banking Corporation of Ireland (SBCI), we deliver tailored, flexible, cost-effective funding solutions that help businesses across all sectors thrive.

As the SBCI’s exclusive invoice finance liquidity partner, we’re proud to offer access to discounted Invoice Finance products - designed to unlock working capital, improve cash flow, and support sustainable growth.

Since 2016, our partnership with SBCI has empowered over 300 Irish businesses with more than €70 million in funding - fueling growth, resilience, and long-term success.

In July 2025, our SBCI partnership funding was increased to €100 million in response to the growing demand for flexible external finance - particularly Invoice Finance solutions and the rising need for agile, growth-focused support. There’s never been a better time to explore how our SBCI-backed Invoice Finance solutions can help power your business forward.

What is Invoice Finance?

Features

tick Immediate Cash Injection - Access fast, flexible funding to support day-to-day operations and expansion plans

tick Discounted Rates - Enjoy competitive pricing up to 1.3% off our standard facility rates

tick Generous Funding Limits - Secure up to €5 million in funding with a minimum facility term of 24 months to qualify for SBCI’s lower rates.

tick Broad Eligibility - Finance both domestic and export sales under the scheme.

Benefits

tick Financial Efficiency - Strengthen your capital structure with access to preferential funding that supports long-term stability.

tickOperational Agility - Respond swiftly to opportunities with fast, disruption-free access to working capital.

tick Scalable Support - Flexible finance that adapts as your business grows.

tick Effortless Integration - Streamlined setup with minimal admin, so you can stay focused on running your business.

Here’s what our clients have to say…

Promac

Sector: Mechanical Solutions
Location: Munster

Read more

Weatherglaze Windows

Sector: Windows Manufacturing
Location: Leinster

Read more

Allpro Security Services

Sector: Facilities management
Location: Ulster

Read more

How to get in touch with us…

Mobile phone

Call us today

Computer icon

Make an enquiry

Choosing Bibby Financial Services as your Finance Partner

  • We fund your future, not just your financials
  • €70 million delivered through SBCI, backing 300+ Irish SMEs
  • Strategic partnership with PTSB, Ireland’s leading business banking partner
  • 8,500+ businesses across 300 sectors have chosen us
  • 89% of clients rate us highly for service and support
  • Nearly 20 years helping Irish SMEs grow with confidence
  • Deep industry insight to guide your next move
  • We build real partnerships, not just finance solutions

How can Invoice Finance help your business?

Submit

Access fast, flexible funding when traditional funding options fall short

.

 
Access

Improve cash flow without taking on fixed term-debt

.

 
Collect

Support growth, expansion, and day-to-day operations with scalable finance

.

 
Pay

Strengthen supplier relationships by paying early and securing better contract terms

.