One in four SMEs have struggled to secure funding in the past year.
43% say their need for finance has grown in just the last six months.
Whether you're fulfilling large orders, managing input costs, or investing in production capability,, when demand rises or cash flow is stretched, access to external finance is critical.
SME finance traditionally includes overdraft, business loan, asset based lending, designed to give established businesses the working capital and liquidity to manage high operational costs, take on larger contracts, hire staff or invest in capital equipment.
However, to avoid approval delays and limitations of a traditional credit facility, SMEs are now choosing alternative finance, in particular, a revolving working‑capital facility backed by Invoice Finance.
Our partnership with SBCI lets us pass on discounted rates to your Bibby funding line and our strategic collaboration with PTSB delivers supports complex transactions like M&A and MBO.
Our clients rely on our experience and insight, and they know exactly who to call - real people who are invested in their success.
Is SME Finance right for you?
An Invoice Finance facility helps you unlock cash tied up in your sales ledger, giving you faster access to working capital. It’s a flexible funding solution that grows with your business — as your sales grow, your funding can too.
It is perfect for you if: