Invoice Finance

Instantly improve your cash flow

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What is Invoice Finance?

If you find you’re always waiting for payment, or are spending more time than you’d like chasing customers for late payments, Invoice Finance can help.

Invoice Finance allows businesses to raise cash against unpaid invoices. This helps you to improve your cash flow and focus on growing your business. You receive an immediate and ongoing supply of cash that grows with your sales.

There are two types of Invoice Finance products - Factoring and Invoice Discounting. With Factoring we provide both funding and credit control. With Invoice Discounting only the funding is provided.

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How Invoice Finance can help your business

Invoice Finance helps businesses to bridge the cash flow gap when it comes to paying staff and suppliers by releasing capital tied up in unpaid invoices. It is an excellent funding solution for businesses that have customers on long payment terms, or who often pay late.

Invoice Finance is much more flexible option than a bank overdraft or loan and it can offer funding solutions at many different stages of the business cycle. From start-ups to growing and mature businesses, having funding available at the right time is critical.

Invoice Finance can be used to fund acquisitions, growth into new markets, restructuring and management buyouts. Whatever your business ambitions are, Invoice Finance offers a flexible financial solution to help you achieve your goals.

Bryan Gray

Book an online consultation to discuss your Invoice Financing options

Bryan Gray - Business Development Manager invites you to a free, individual online consultation, during which you will learn:

  • what tools to use to run your business safely
  • how to increase sales without losing financial liquidity
  • how to get financing for current operations

Click the button below to choose a convenient time that suits you.

Once booked you will receive an email confirming the date and time of your meeting with a link to meet Byran via Zoom video chat who will be able to discuss your Invoice Financing options further.

Book a consultation with Bryan

Discover what our customers say about us

When Maas Aviation wanted to expand beyond the domestic Irish market, we were there with the funding to help them spread their wings.

Finding a partner to provide flexible and reliable funding to support its daily operations and ongoing growth was a challenge for the aviation paint company. This video shows how our international capabilities and understanding of their business needs provided the foundations for a successful partnership.

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Why Invoice Finance with Bibby Financial Services?

We are an independent financial services partner to Irish businesses with over 35 years of experience funding businesses globally.

We have a  relationship-based approach to our clients which means we work closely with them to really understand their needs.

This means we can deliver tailored financial solutions for businesses with a turnover of above €300k across a wide range of industries and sectors.

And because of our state-backed partnership with the Strategic Banking Corporation of Ireland, we can offer a discounted Invoice Finance service to qualifying businesses.

Client case studies

Invoice Finance solutions that quickly convert your sales into cash


  • Factoring is ideal for businesses wanting to bridge the cash flow gap but without the hassle of collecting payments
  • Invoice Discounting is for businesses looking for cash flow support while still keeping control of their invoicing and debt collection processes
Download your guide to Invoice Finance

  • Export Finance is designed to help businesses sell overseas via our dedicated Invoice Finance service
  • Recruitment Finance is an Invoice Finance solution addressing the specific needs of businesses within the recruitment sector

Helpful guides for successful businesses

If you would like help managing late payments, setting your credit terms and conditions and what to include on invoices, read more information in our guide to reducing late payments.

According to our SME Confidence Tracker (Q1, 2019) over a third of SMEs suffered from a bad debt in the previous 12 months. You can find information on managing your debtors and effective credit control in our Bad Debt Protection guide.  

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Speak to one of our team today on 01-297-4911