Corporate Finance and Funding

Flexible funding to power business growth

How can Corporate Finance support ambitions of SMEs

Corporate finance supports  how businesses plan and structure the right funding mix to execute strategic growth initiatives. For SMEs, this means having access to finance to deliver on their ambitions that support mergers, capex investments or balance sheet restructuring.

At BFS, we specialise in invoice finance, a revolving facility of up to €15m that unlocks working capital tied up in your business’ sales ledger. Used on its own or combined with term debt products, to provide responsive, flexible and scalable financing to support growth transactions like M&A, succession planning or debt refinancing.

By aligning funding with your working capital cycles, you get the flexibility to put plans into action, without adding unnecessary long-term debt or compromising day-to-day operations.

Our typical criteria for corporate finance funding:

 

  • 750K+ annual turnover
  • Established trading history
  • A clear commercial strategy for growth

We get funding offers to SMEs faster than the traditional providers, with transparent pricing and a funding mix to strengthen your balance sheet and accelerate next stage growth. 

 

 

How we deliver Corporate Finance solutions at BFS

At Bibby Financial Services, we work closely with mid to large-scale SMEs across sectors including, Manufacturing, Wholesale, Recruitment, Construction, Transport & Haulage, Food & Beverage and Business Services to design the right funding structure for their growth journey.

Standalone funding

Short-term capital, without long-term debt

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Combined funding

Invoice finance facility paired with term debt to balance cost and flexibility

Custom Structures

Bespoke finance packages for complex deals like M&A or MBO

Through our strategic partnership with PTSB, their business customers can access Bibby’s Invoice Finance solutions to unlock working capital and fund corporate investments, while our clients benefit from direct access to PTSB’s full suite of business banking products, creating a seamless, end-to-end financial ecosystem.

 

 

How We Can Help

We recently supported Imbibe Drinks (trading as Newport Brands), a Food & Beverage business with a €14 million turnover, in executing an MBO of C&C’s soft drinks portfolio through a hybrid structured finance package combining invoice finance.

When capital decisions are complex, we provide clarity to help you get quicker to your goals.

Handshake

Business as usual

tick Meeting day to day working capital needs

tick Managing seasonal cashflow fluctuations

tick Funding research and development

tick Re-financing

Growth

Investing for growth

tick Growth or expansion

tick Securing new contracts

tick Investing in your infrastructure

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Business change

tick Merger or Acquisition

tickRestructuring your business

tickStabilising the business during turnaround

tickManagement buy-out or management buy-in


A Corporate Funding Success Story

From a healthcare recruiter to a group employing 2,500 across Ireland and the UK, TTM Healthcare has grown significantly, now with a turnover exceeding €100 million. Brian Crowley, CEO, shares how Bibby Financial Services supported their journey over 10 years, from startup challenges to managing a large-scale successful company, providing a strategic guidance of the business needs within the recruitment sector, expert advice and technology that drove their transformation.

Watch his story

How to get in touch with us…

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Meet the team

You’ll be supported by our friendly and approachable team of experienced business development across the island of Ireland.

Stephen McCarthy

Mark O’Rourke

Managing Director

Mark has over 25 years of leadership experience in the financial services sector, with a strong background in banking and invoice finance. He has held senior roles at Bank of Ireland Corporate Banking and KBC Bank, where he advised and supported growth-focused businesses across a range of sectors. His strategic direction continues to champion the tailored funding frameworks for SMES.

Ala Browne

Ala Browne

BDM – Greater Dublin Area and East

Ala has close to 20 years’ experience in financial services, having worked in Business Banking at AIB prior to joining BFS. He specialises in bespoke packages, offering high value structured finance solutions for complex and/or distressed situations.


Ala Browne

Carmel Mulroe

BDM - West, Midlands and Northern Ireland

Carmel has 20+ years’ experience in financial services, having previously worked in Ulster Bank across various business banking and commercial roles for SMEs. She has expertise in supporting a range of transactions including succession planning and management buy outs, to facilitate growth and expansion.

Why choose BFS

We have 1bn in funding supports available for SMEs

We’ve been supporting Irish businesses for close to two decades

Peace of mind

We’re one of Ireland’s largest independent SME funders

Financial Services Company of the Year 2025