Business Funding Finance

Flexible business funding that grows with you

There are a lot of business finance options out there.

Key to deciding which one is right for you is understanding what your business really needs and a partner that takes the time to do that too. You also need a finance solution that provides the level of flexibility you need to grow.

We regularly seek feedback from our clients, both new and long-standing. Feedback indicates some dissatisfaction with banks on the level of flexibility and amount of support provided. Bibby Financial Services are family owned and have funded small and medium sized businesses for over 40 years, in last 12 months agreeing more than €80 million of funding to customers.

The relationships we build with our clients enable us to be responsive to changing needs. You can hear more about this from our clients in the video below. Invoice finance is a funding solution that grows flexibly as your business expands. The more you invoice, the more funding you can access and far quicker than waiting for your customers to pay.

Why choose Bibby Financial Services?

Flexible - As a family-owned business, we understand what it takes to build, manage and grow a business. Our independence and experience enable a tailored approach.
Relationship focus - We care about your ambitions and success, and take time to understand your needs. You’ll know who in the team to call, not just a number.
Trusted - As Ireland's largest independent SME funder, our long-standing commitment and Guaranteed Irish status set us apart, empowering us to deliver tailored, integrity-driven solutions that earn Irish businesses' trust.

Growth

Financing growth ambitions and expansion, new equipment

Liquidity boost

Working capital and cash flow solutions

Strategic moves

Funding mergers, acquisitions, and succession planning (MBO/MBI)

Financial health

Business refinancing and restructuring

The BFS difference...

Bibby Financial Services is family-owned and has been providing funding for over forty years, so we understand what goes into building a business. We care about helping our clients succeed and take time to understand their needs.

Our partnerships with leading financial institutions Strategic Banking Corporation of Ireland (SBCI) and PTSB have enabled us provide millions in funding to Irish businesses while continuing to expand access to flexible financing options.

Don’t just take our word for it, hear the three minute story from our clients and colleagues.

How we have helped other businesses

We’ve been supporting businesses for over 40 years across a wide range of business sectors…

Transaction: Acquisition
Sector: Construction Manufacturer
Funding line: €1 million
Region: Leinster

We provided our client, an established construction company specialising in metal components with plans to acquire new business with a €1 million Invoice Discounting facility to address their cash flow needs. This funding helped them manage their finances post - acquisition ensuring long-term stability for growth.

Transaction: Working Capital
Sector: Security Services
Funding line: €1.5 million
Region: Munster

A security services provider established in 2020, serving a diverse range of sectors including retail, industrial, commercial, and events recognised the need for a robust cash flow solution to fuel their ongoing growth. Our client turned to invoice finance through a peer referral. The initial funds were allocated to clear a lump sum of warehoused tax debt and ensure timely payment of ongoing VAT and PAYE liabilities.

Transaction: Management Buy Out
Sector: Food and Beverage Wholesaler
Funding line: €1.5 million
Region: Leinster

Our wholesale distribution client, a partner for over 18 years, recently expanded their business with a complementary portfolio acquisition through an MBO. With a current turnover of around €14m, they now aim to double that figure in five years by investing in established brands and securing new distribution agreements. Our invoice discount facility provided the essential funding to support their post-MBO growth and maintain operational stability.

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