Funding good business


Funding your business from money you're owed. That beats a bank loan!

Make your cash work smarter and start releasing funds from your invoices (sales ledger) today. With finance from Bibby, we can provide your business with a tailored funding solution to help you realise your commercial opportunities.

What’s even better, you’re releasing your own money earned from work already done, not taking on more debt. Unlike a business loan or overdraft, our finance grows at the same pace as your business. The more you invoice, the more cash there is to release!

Our funding solutions are designed to maximise the availability and certainty of your funding, giving you the flexibility to invest for planned growth and capital expenditure.

We’ve been supporting businesses for decades. That means we have the knowledge and expertise to take a flexible approach to your finance.

The Bibby difference...

If you’ve never thought about invoice finance before, you may not know much about us. We’ve been improving business cashflow for 40 years and are one of Ireland’s biggest SME finance providers. We are flexible and take a human approach to finding the best fit for you. You could say, when others don’t give a fund, we do!



We’ve been funding SMEs for over 40 years, we know business and the kinds of challenges business owners face. We’ve partnerships with SBCI and PTSB to support businesses with a strong funding ecosystem.



We believe business is personal. We pride ourselves on building relationships with our clients and understanding their needs.



Our flexible finance is tailored to meet your needs and grows in line with your sales. With specialist solutions for different sectors, we support over 300 industries worldwide.

Better than a bank loan...

Newmore Capital

"Bibby Financial Services Ireland has enabled us to provide SMEs with the best capital solutions. Whether it is to improve liquidity or prepare for growth through innovation - Bibby helps us elevate our client relationships."

Stephen Kennedy, Co-founder

Newmore Capital (business advisor)

Weatherglaze Windows

"BFS Ireland understood the need of our business and our aspirations to continue growing."

Jim Dempsey, Chairman

Weatherglaze Windows (Wexford)

Allpro Services

"On first meeting with BFS we immediately got a very strong feeling that we could work together."

Allan Connolly, Co-founder

Allpro Services (Galway)

Get funding started call 01 686 9494

It's a funding challenge out there...

Recent research shows whilst over three quarters of businesses are confident about their prospects heading into 2023, they are facing significant practical challenges. Our funding can support you through these challenges times, by releasing cash to enable you to buy more efficiently, meet your regular operating commitments and invest in your business and/or take on new orders.


54% of businesses expect their turnover to increase over the next 12 months


33% of businesses say they do not have the right level of cashflow to operate efficiently day-to-day or to grow


43% of businesses say it is taking their customers longer to pay


28% of businesses have suffered a bad debt in the last 12 months

Independent research conducted with 200 businesses in August 2022.


Ready to make a funding decision?

If you’re an Irish business invoicing products or services to other businesses at home or aboard, on terms of 30 days or more, talk to us about how we can help your cashflow.

  • Access capital by immediately releasing up to 90% of your sales ledger value
  • The more you invoice, the more your funding grows unlike fixed term loans
  • We build personal relationships – you will know who in the team to call, not just a number!

Get your cash flowing today by calling 01 6869 494