Corporate Finance & Funding
How can Corporate Finance support ambitions of SMEs, with growth transactions like M&A, succession planning or debt refinancing.
Corporate finance supports how businesses plan and structure the right funding mix to execute strategic growth initiatives. For SMEs, this means having access to finance to deliver on their ambitions that support mergers, capex investments or balance sheet restructuring.
At BFS, we specialise in invoice finance, a revolving facility of up to €15m that unlocks working capital tied up in your business’ sales ledger. Used on its own or combined with term debt products, to provide responsive, flexible and scalable financing to support growth transactions like M&A, succession planning or debt refinancing.
By aligning funding with your working capital cycles, you get the flexibility to put plans into action, without adding unnecessary long-term debt or compromising day-to-day operations.
We get funding offers to SMEs faster than the traditional providers, with transparent pricing and a funding mix to strengthen your balance sheet and accelerate next stage growth.
How we deliver Corporate Finance solutions at BFS
At Bibby Financial Services, we work closely with mid to large-scale SMEs across sectors including, Manufacturing, Wholesale, Recruitment, Construction, Transport & Haulage, Food & Beverage and Business Services to design the right funding structure for their growth journey.
Standalone funding
Short-term capital, without long-term debt
Combined funding
Invoice finance facility paired with term debt to balance cost and flexibility
Custom Structures
Bespoke finance packages for complex deals like M&A or MBO
Through our strategic partnership with Permanent TSB (PTSB), their business customers can access our Invoice Finance solutions to unlock working capital and fund corporate investments, while our clients benefit from direct access to PTSB’s full suite of business banking products, creating a seamless, end-to-end financial ecosystem. Discover how we work together to deliver the solutions you need.
How We Can Help
We recently supported Imbibe Drinks (trading as Newport Brands), a Food & Beverage business with a €14 million turnover, in executing an MBO of C&C’s soft drinks portfolio through a hybrid structured finance package combining invoice finance. When capital decisions are complex, we provide clarity to help you get quicker to your goals.
Business as usual
- Meeting day to day working capital needs
- Managing seasonal cashflow fluctuations
- Funding research and development
- Re-financing
Investing for growth
- Growth or expansion
- Securing new contracts
- Investing in your infrastructure
Business change
- Merger or Acquisition
- Restructuring your business
- Stabilising the business during turnaround
- Management buy-out or management buy-in
A Corporate Funding Success Story
From a healthcare recruiter to a group employing 2,500 across Ireland and the UK, TTM Healthcare has grown significantly, now with a turnover exceeding €100 million. Brian Crowley, CEO, shares how Bibby Financial Services supported their journey over 10 years, from start-up challenges to managing a large-scale successful company, providing a strategic guidance of the business needs within the recruitment sector, expert advice and technology that drove their transformation.
Speak with one of our team today
Meet our team
You’ll be supported by our friendly and approachable team of experienced business development managers across the whole of Ireland.
BDM - Munster
David Greene
David has 20+ years’ experience in financial services, having built his career across wealth management, SME lending and investment sectors. He supports business owners with tailored funding solutions, drawing on his commercial insight and relationship‑led approach to drive growth across the Munster region.
How we have helped other businesses
€1.8 million
With our partner PTSB, we provided a Dublin-based client with a €1.8m confidential invoice discounting facility to support a management buyout. The client had recently switched from Ulster Bank following its 2021 exit, and the facility ensured both a smooth transition and ongoing working capital support.
- Industry:
- Air conditioning and maintenance
- Solution:
- Confidential Invoice Discounting
- Region:
- Co. Dublin
€350K
Founded in 1990, our client had built up years of experience and a strong industry reputation. When the opportunity arose to continue their commercial growth through the acquisition of another business, we put in place a 350k facility for them to ensure steady cashflow in their existing business and support their expansion.
- Industry:
- Hospitality refrigeration services
- Solution:
- Confidential Invoice Discounting
- Region:
- North Dublin
€3 million
Our client is in recruitment and works to place staff predominately in healthcare and hospitality. Following a recent MBO, our €3m facility has provided a steady working capital solution, and allowed them to continue placing staff across the country. For added peace of mind, they added Bad Debt Protection across their debtors ledger to protect against debtor insolvency and non-payment.
- Industry:
- Recruitment
- Solution:
- Invoice Discounting
- Region:
- North County Dublin
Why choose BFS
We have access to more than €1bn in funding support available for Irish SMEs that spans the border.
We have been supporting Irish businesses for more than to two decades.
We are one of Ireland’s largest independent SME funders, family owned and trusted.
Part of the international award winning Bibby group - winners of the Financial Services Company of the Year 2025.
Frequently asked questions
This is not a comprehensive Q&A section for everything corporate finance but are the most frequently asked ones we hear from people.